

One integration.Cash, anywhere.
Give your users cash on-ramps and off-ramps for USDC on Stellar and Solana at 470,000+ MoneyGram locations across 170+ countries, fully compliant, out of the box.
Money transmitter licensed in all 50 US states, D.C., and U.S. territories. FinCEN MSB registered. Crypto services not available in Alaska, Louisiana, Hawaii.
Trusted by leading web3 companies

Global cash, on demand
Stablecoins are only useful if you can access them when it matters. With MoneyGram, Vesseo users can cash out USDC instantly, in local currency, at thousands of locations in more than 170 countries. It's fast, simple, and truly global—this is what financial inclusion looks like.
—Sebastian Siseles
CEO, Vesseo

Cash, without barriers
In a cash-reliant region, integrating MoneyGram Ramps with Amero has transformed how users access finance—especially in rural areas. It breaks down fiat barriers, brings liquidity to underserved markets, preserves money value, and protects against inflation. Every peso counts, and together we're making it possible.
—Nelson Peña
Founder, Amero

Digital in, Cash out
MoneyGram Ramps has been transformative for Decaf users. Freelancers cash out USDC instantly in local currency, migrants receive support without high fees, and families in underserved regions access funds safely—even without a bank account. It bridges digital and physical money, making stablecoins truly usable in daily life.
—Rick Martin
Co-Founder, Decaf
How it works
Simple for your users. Powerful for your business. Compliant by default.
Cash-out in 170+ countries
Your users convert USDC to local currency at participating MoneyGram locations worldwide. No bank account required.
User initiates a withdrawal request in your app
Ramps API generates a unique reference number
User walks into a participating MoneyGram location and presents the number
Agent pays out local currency. Done in minutes

Global coverage
Available in 170+ countries
This icon indicates both cash-in and out are available
Crypto services not available in Alaska, Louisiana, Hawaii
Supported chains
Same cash network. Your choice of chain.
Stellar partners keep their existing integration. Solana teams get the widget SDK and server-side sessions. Either way, your users reach the same MoneyGram locations.
Stellar
Since 2022SEP-24 anchor integration
The path hundreds of wallet partners already use. SEP-10 auth, SEP-24 interactive flows, and the Stellar wallet SDK, battle-tested in production.
- USDC on Stellar
- Cash-in & cash-out
- SEP-10 + SEP-24
- TestNet sandbox
Solana
NewEmbeddable widget SDK
Cash-in and cash-out for USDC on Solana. Server-side sessions, an embeddable widget, and webhooks, built for wallets shipping on Solana today.
- USDC on Solana
- Cash-in & cash-out
- Widget SDK
- Sandbox on devnet
For developers
How integration works
Solana · Ramps
Embed the widget. Cash-in and cash-out.

1. Get sandbox access
Partner with MoneyGram. We allowlist your domain and send API keys.

2. Create a session
Your server calls POST /v1/sessions. Pass the token to your app.

3. Embed the widget
Call createRamps() and open cash-in or cash-out. MoneyGram runs KYC inside the flow.
// Server: POST /api/v1/sessions with your secret key
const session = await fetch('/api/moneygram-session', { method: 'POST' })
.then((res) => res.json())
const ramps = createRamps({
container: document.getElementById('ramps-widget'),
sessionToken: session.sessionToken,
wallet: { address: userPublicKey, chain: 'solana', asset: 'USDC' },
onSignTransaction: async (tx) => wallet.signAndSendTransaction(tx),
onComplete: (record) => console.log(record.referenceNumber),
})
ramps.open({ type: 'off-ramp' }) // or 'on-ramp'For builders
Ready for builders
Everything you need to ship a compliant cash on/off-ramp: USDC on Solana or Stellar, covering every country MoneyGram serves.
Wallets
Give your users cash access everywhere.
Your wallet users can deposit or withdraw cash at any MoneyGram location worldwide. No bank account required, no extra compliance burden on your team.
Exchanges
Bridge digital and physical money.
Open your exchange to users in 170+ countries who prefer or rely on cash. Grow your addressable market without adding regulatory risk.
Developers
Integrate in under a day.
Embeddable widget SDK for Solana, or SEP-24 for Stellar wallets. Sandbox credentials, webhooks, and full documentation.
Compliance included
Build on MoneyGram Ramps and inherit decades of global compliance infrastructure. No money transmitter license needed on your end.
- Identity verification (KYC)
- Fiat settlement & reconciliation
- Licensed in all 50 US states
- Regulatory reporting
- FinCEN MSB · NYDFS BitLicense



